Frequently Asked Questions

Every business and every industry is unique and a one-size-fits all solution just isn’t suitable. At E3, our programs are uniquely designed to provide a customized approach to compliment your business and help you achieve your individual goals. With over 100 years of combined experience, we are committed to your success by being a partner you can rely on as your business evolves and conditions change.

The PEO industry has grown by 20% each year for the past 6 years, with an estimated 3 million Americans employed under a PEO arrangement in all 50 states. In other words, PEO arrangements are very common.

No. Each client company is evaluated and underwritten according to their own history and performance. Depending on the state guidelines, that performance is reported to either the state or NCCI.

Employees can gain access to “corporate” employee benefits that they might not have access to as employees of a small business. These benefits include insurance such as health, dental, life, as well as 401(k) plans. Employees have greater job satisfaction when they receive these professional HR services, benefits, and safety services provided by a PEO relationship. Additionally, an employee can feel a sense of job security, given that partnering with a PEO helps small businesses reduce employment costs by adding efficiencies that would be more expensive to handle on their own.

Our PEO helps reduce operating costs and grow your bottom line. Our professionals provide HR infrastructure on a big-business level that clients would not otherwise have access to, or have to pay a large up-front fee to have in-house. The client pays a small fee for services like payroll processing, technology, and benefits platforms, among other services that the PEO provides directly. E3 helps you save time by handling typical redundancies and costs that are often linked to human resource provisions to allow “you” to focus solely on your bottom line.

Yes. The client retains ownership and control of company and operations. The PEO and client are co-employers that contractually share employer responsibilities. The PEO typically assumes only the general responsibilities and liabilities associated with employee administration, payroll benefits, and Workers’ compensation. The client retains all business operation responsibilities.

A PEO is recognized on the state level as the employer of record or co-employer of the employees for the purpose of reporting state unemployment insurance taxes. Each state is different in their requirements. In some, the PEO uses the Client’s UI account to report SUTA. Other states mandate that the PEO hold the UI account and file under the PEO’s account number. And finally, some states mandate that the PEO use the Client’s UI account but the PEO’s UI rate. At the federal level, the IRS has acknowledged that the PEO would withhold and remit federal income and unemployment taxes for the employees.

Good news, E3 provides you and your employees with an ESS Portal (Employee Self-Serve). Employees may log into their account 24/7 and pull paystubs, receive messages from you, reprint w-2s and more. The portal is customizable and our team will assist you to tweak it for your needs.

While E3 offers a full suite of benefits, if our programs are not a good fit for you or if you’re comfortable with the benefits package you currently have in place, there is no need to switch. We will work with you.